IDFC FIRST Millennia Credit Card
Issuer: IDFC FIRST Bank
Network: Visa | Tier: Entry
Mid-tier rewards
Fees & Charges
| Annual Fee | NIL |
|---|---|
| Joining Fee | NIL |
| Interest Rate | 2.99% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Rewards & Benefits
| Reward Rate | 10X rewards |
|---|---|
| Welcome Bonus | None |
| Lounge Access | None |
| Best For | Young professionals |
Key Highlights
- Mid-tier rewards
- 10X rewards
Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 750+
- Minimum income: ₹4
- 00
- 000/year
Minimum Income Required: ₹4,00,000/year
Pros
- Good rewards LTF
Cons
- No lounge
Expert Rating: 4.4/5