Amazon Pay ICICI Card (Visa)
Issuer: ICICI Bank
Network: Visa | Tier: Entry
The Amazon Pay ICICI Bank Credit Card is a premier lifetime-free card offering unparalleled value for online shoppers. Amazon Prime members earn unlimited 5% cashback on Amazon India, while non-Prime users get 3%, with all earnings automatically credited monthly.
Fees & Charges
| Annual Fee | NIL |
|---|---|
| Joining Fee | NIL |
| Interest Rate | 3.4% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Rewards & Benefits
| Reward Rate | 5% cashback |
|---|---|
| Welcome Bonus | None |
| Lounge Access | None |
| Best For | Online users |
Key Highlights
- Amazon cashback
- 5% cashback
Eligibility Criteria
- Age: 21-60 years
- CIBIL score: 750+
- Minimum income: ₹2
- 50
- 000/year
Minimum Income Required: ₹2,50,000/year
Pros
- Zero lifetime or annual fees
- Unlimited 5% cashback for Prime members
- Automatic monthly credit to Amazon Pay balance
- 2% cashback at partner merchants
- Cashbacks never expire
Cons
- Rewards restricted to Amazon ecosystem
- No airport lounge access
- Low 1% base reward rate outside Amazon
- No rewards on EMI transactions
- No spend-based milestone bonuses
Expert Rating: 4.8/5