Regalia Gold Credit Card
Issuer: HDFC Bank
Network: Visa | Tier: Premium
Premium travel + rewards
Fees & Charges
| Annual Fee | ₹2,500 |
|---|---|
| Joining Fee | ₹2,500 |
| Interest Rate | 3.6% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Rewards & Benefits
| Reward Rate | 4 RP per 150 |
|---|---|
| Welcome Bonus | Welcome vouchers |
| Lounge Access | 12 lounge visits/year |
| Best For | Frequent travelers |
Key Highlights
- Premium travel + rewards
- 4 RP per 150
- 12 lounge visits/year
- Air accident cover
- Milestone travel vouchers
Eligibility Criteria
- Age: 21-60 years
- CIBIL score: 750+
- Minimum income: ₹8,00,000/year
Minimum Income Required: ₹8,00,000/year
Pros
- Strong travel benefits
Cons
- High fee
Expert Rating: 4.6/5