Millennia Credit Card
Issuer: HDFC Bank
Network: Visa | Tier: Entry
5% cashback on major online platforms
Fees & Charges
| Annual Fee | ₹1,000 |
|---|---|
| Joining Fee | ₹1,000 |
| Interest Rate | 3.49% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Rewards & Benefits
| Reward Rate | 5% Amazon/Flipkart/Swiggy capped |
|---|---|
| Welcome Bonus | 1000 cashback |
| Lounge Access | Quarterly lounge voucher on spend |
| Best For | Online shoppers |
Key Highlights
- 5% cashback on major online platforms
- 5% Amazon/Flipkart/Swiggy capped
- Quarterly lounge voucher on spend
- Quarterly milestone vouchers
Eligibility Criteria
- Age: 21-60 salaried/self-employed years
- CIBIL score: 750+
- Minimum income: ₹3,00,000/year
Minimum Income Required: ₹3,00,000/year
Pros
- High cashback online
Cons
- Limited offline rewards
Expert Rating: 4.5/5