OneCard (Federal Bank)
Issuer: Federal Bank
Network: Visa | Tier: Entry
Metal card rewards
Fees & Charges
| Annual Fee | NIL |
|---|---|
| Joining Fee | NIL |
| Interest Rate | 3.49% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Rewards & Benefits
| Reward Rate | Points |
|---|---|
| Welcome Bonus | None |
| Lounge Access | None |
| Best For | Young users |
Key Highlights
- Metal card rewards
- Points
Eligibility Criteria
- Age: 21-60 years
- CIBIL score: 750+
- Minimum income: ₹3,00,000/year
Minimum Income Required: ₹3,00,000/year
Pros
- Modern UX
Cons
- Basic rewards
Expert Rating: 4.5/5