Axis Flipkart
Issuer: Axis Bank
Network: Visa | Tier: Entry
The Axis Bank Flipkart Credit Card is designed for frequent Flipkart and Myntra shoppers, offering 5% unlimited cashback on these platforms. With 4% on preferred partners and 1.5% on all other spends, it delivers consistent value for everyday purchases.
Fees & Charges
| Annual Fee | ₹500 + GST |
|---|---|
| Joining Fee | ₹500 + GST |
| Interest Rate | 3.40% per month |
| Foreign Markup | 3.5% + GST |
| Fuel Surcharge Waiver | 1% waiver on ₹400-₹4,000 |
Rewards & Benefits
| Reward Rate | 5% on Flipkart, 4% on preferred merchants |
|---|---|
| Welcome Bonus | ₹500 Flipkart gift voucher |
| Lounge Access | None |
| Best For | Flipkart & Myntra shoppers |
Key Highlights
- 5% cashback on Flipkart & Myntra
- 4% on preferred partners (Swiggy, PVR, Uber)
- 1.5% unlimited cashback on other spends
- Low annual fee with easy waiver
- Welcome voucher worth ₹500
Eligibility Criteria
- Minimum income ₹3 lakh per annum
- CIBIL score 700+
- Age 21-65 years
Minimum Income Required: ₹3,00,000+ per annum
Pros
- 5% on Flipkart & Myntra
- Good partner network
- 1.5% on everything else
- Low annual fee
- Easy to get
Cons
- No lounge access
- Annual fee (though easy waiver)
- Foreign markup is high
- Limited travel benefits
Expert Rating: 4.3/5