Flipkart Axis Credit Card
Issuer: Axis Bank
Network: Visa | Tier: Mid-Range
The Flipkart Axis Bank Credit Card is a popular co-branded shopping card offering flat cashback. It delivers an excellent, unlimited 5% cashback on Flipkart purchases and 4% cashback on preferred partner brands, with all earnings credited directly to your statement.
Fees & Charges
| Annual Fee | ₹500 |
|---|---|
| Joining Fee | ₹500 |
| Interest Rate | 3.6% per month |
| Foreign Markup | 3.5% |
| Fuel Surcharge Waiver | 1% waiver |
Rewards & Benefits
| Reward Rate | 5% Flipkart |
|---|---|
| Welcome Bonus | Welcome cashback |
| Lounge Access | None |
| Best For | Online shoppers |
Key Highlights
- 5% Flipkart cashback
- 5% Flipkart
Eligibility Criteria
- Age: 21-65 years
- CIBIL score: 750+
- Minimum income: ₹2
- 50
- 000/year
Minimum Income Required: ₹2,50,000/year
Pros
- Unlimited 5% cashback on Flipkart shopping
- 4% cashback on preferred partners like Cleartrip and Cult.fit
- Flat 1.5% cashback on almost all other retail spends
- Four complimentary domestic airport lounge visits annually
- Direct cashback statement credit (no manual redemption)
Cons
- Annual fee of ₹500 (waived at ₹3.5 Lakhs annual spend)
- No cashback on fuel
- gift cards
- and EMI transactions
- Limited international travel benefits or forex discount
- Government spends and utilities are excluded from rewards
- Lounge access requires a minimum quarterly spend threshold
Expert Rating: 4.7/5