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ACE Credit Card

Issuer: Axis Bank

Network: Visa | Tier: Entry

5% utility cashback

Fees & Charges

Annual Fee₹499
Joining Fee₹499
Interest Rate3.6% per month
Foreign Markup3.5%
Fuel Surcharge Waiver1% waiver

Rewards & Benefits

Reward Rate5% GPay cashback
Welcome BonusNone
Lounge AccessNone
Best ForUtility users

Key Highlights

  • 5% utility cashback
  • 5% GPay cashback

Eligibility Criteria

  • Age: 21-65 years
  • CIBIL score: 750+
  • Minimum income: ₹2,50,000/year

Minimum Income Required: ₹2,50,000/year

Pros

  • Utility cashback

Cons

  • Limited travel

Expert Rating: 4.6/5

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