Amex Platinum Travel
Issuer: American Express
Network: Amex | Tier: Mid-Range
The American Express Platinum Travel Credit Card offers excellent travel rewards and lifestyle privileges. With 5X rewards on Amex travel bookings, Taj Epicure membership, and milestone bonuses, it's ideal for travel lovers who appreciate premium experiences.
Fees & Charges
| Annual Fee | ₹5,000 + GST (Renewal fee waivable) |
|---|---|
| Joining Fee | ₹5,000 + GST |
| Interest Rate | 3.50% per month |
| Foreign Markup | 3.5% + GST |
| Fuel Surcharge Waiver | 1% waiver on ₹1,000-₹10,000 |
Rewards & Benefits
| Reward Rate | 5 MR points per ₹50 on travel |
|---|---|
| Welcome Bonus | 10,000 Membership Rewards Points |
| Lounge Access | 4 domestic per year |
| Best For | Travel enthusiasts who value experiences |
Key Highlights
- 5X rewards on travel bookings via Amex Travel
- Complimentary Taj Epicure membership
- 4 complimentary lounge visits per year
- Good travel insurance coverage
- Milestone bonuses up to 15,000 points
Eligibility Criteria
- Minimum income ₹5 lakh per annum
- CIBIL score 700+
- Age 18-65 years
Minimum Income Required: ₹5,00,000+ per annum
Pros
- 5X on Amex Travel
- Taj Epicure membership
- Good travel insurance
- Milestone bonuses
- Premium brand
Cons
- Limited merchant acceptance
- Only 4 lounge visits
- Foreign markup is high
- Amex not accepted everywhere in India
Expert Rating: 4.4/5