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Membership Rewards Credit Card

Issuer: American Express

Network: Visa | Tier: Premium

High reward points

Fees & Charges

Annual Fee₹4,500
Joining Fee₹1,000
Interest Rate3.5% per month
Foreign Markup3.5%
Fuel Surcharge WaiverNone

Rewards & Benefits

Reward RateMR points
Welcome BonusWelcome bonus
Lounge AccessNone
Best ForReward seekers

Key Highlights

  • High reward points
  • MR points
  • Insurance cover

Eligibility Criteria

  • Age: 21-60 years
  • CIBIL score: 750+
  • Minimum income: ₹6,00,000/year

Minimum Income Required: ₹6,00,000/year

Pros

  • Strong rewards

Cons

  • Limited acceptance

Expert Rating: 4.6/5

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